PIP Protection Expiring

Cars in Traffic

Even though there will be at least a few days gap in the state law, the situation for most motorists won't change. That's because drivers won't have to do anything to keep getting covered.

Here's the bottom line: if you're paying for insurance Sunday, you will be insured Monday unless your policy expires that day.

The legislature is expected to reinstate PIP, barring a deadlock between the state house and Senate.