Florida Matters: Flood Insurance

Florida Matters: Flood Insurance

If you live near the water, you can’t rule out a flood. But a change to a federal law is poised to make living in flood zones a lot more expensive.
A change in the federal flood insurance program took place on Oct. 1. The 2012 Biggert-Waters Flood Insurance Reform Act now in effect gets rid of federal subsidies for flood insurance. Some homeowners in affected areas are looking at some major sticker shock, and people in the housing industry are more than a little concerned.
This is a big deal in Florida, and especially Pinellas County, which has more subsidized properties than any other county in the nation.

State Senator
Chair, Pinellas Realtor Organization
Florida Strategic Insurance
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